It’s open enrollment time. You’ve seen an avalanche of brochures and television commercials and compared notes with co-workers about employer’s choices for next year. You’ve also likely used your tablet or smartphone compare plans online.

Modern health plans focus as much on wellness as they do on illness. Encouraging people to take better care of themselves is good business for insurance companies: Healthier people equal less time and money spent on hospitals and doctors. Medicare Advantage plans aim to help seniors live healthily and independently.

Open enrollment is here. Are you PrEP’d for 2020? PrEP, or pre-exposure prophylaxis, is a way to protect your body from HIV infection by preventing the virus from taking hold in your body. Coupled with other safe sex practices, PrEP can give users more peace of mind than ever before.

The advantages don’t end there. CareMore has premier access to the “Nifty After Fifty” program in SoCal. Seniors can engage socially, and get access to exclusive gyms with equipment and classes to meet their needs. New for 2020 is a virtual care center to ensure patients get consultations directly and conveniently when needed.

Offers additional coverage of some or all of Medicare copays and other services. There are eight 2020 plans for Medicare newcomers, labeled A, B, D, G, K, L, Mand N. varying in monthly premium costs and deductibles..