Presented by Jon Flagg of HÔM Real Estate Group.

A truly unique offering on Lido Isle, this beautifully remodeled home is situated on an over-sized parcel offering spacious bayfront entertaining areas as well as a large boat dock. With attention to detail and craftsmanship throughout, this well-appointed home features four bedrooms, four and one half baths, an office, bonus room, and wine cellar.

Your continued support is the best gift we could ever ask for..

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with warmest wishes for your holiday season, and the hope for a new year of peace and prosperity..

Stunning open design flows to resort-like grounds and infinity-edge beach pool..

Dramatic four bedroom beach estate close to the renowned Montage Resort..

CA - Licensed by the Department of Corporations under California Residential Mortgage Lending Act Lic #413-0699 • NMLS (Nationwide Mortgage Licensing System) ID 2611.

IRVINE TERRACE, CORONA DEL MAR $1,395,000.

3860 OCEAN BIRCH DRIVE, SPYGLASS RIDGE, CORONA DEL MAR $1,395,000.

Horse Friendly Home..

Goldenwest Estates Beauty. This.

Irvine $840,000 Decorator’s Deerfield home. 4 spacious upstairs bedrooms. Wrap around yard. Quality remodel. www.11goldenstar.com.

high vaulted ceilings in living area, Private enclosed patio close to the village of CDM (one person has to be 55 to live there) Diana Cappel 949.500.1618.

6221 MAHOGANY | $499,900 Westminser - Beautiful 4 BR, 3 BA, 2,400 SF. Spacious kitchen w/granite center island kitchen, recessed lighting, living & dining rooms, huge family room and large loft upstairs..

6316 JASMINE | $1,039,000 Huntington Beach - Beautiful and rare single-story. New gourmet, top-of-the-line kitchen w/140 bottle wine fridge. Backyard w/tropical waterfall spa & full size kitchen..

6461 TWILIGHT | $3,800,000 Huntington Beach - Stately Manning home in 24-hour guard-gated community of The Bluffs. French country w/lavish appointments, massive gourmet kitchen w/Viking appliances and granite counters, columns and crown moulding..

“The holidays are probably one of the best times to have your home on the market,” said Alison McCormick, a broker with Teles Properties in Newport Beach. “A lot of agents will pull homes off the market because clients think that no one is looking. But I always encourage them to keep it on … it’s always paid off in spades.

“The California economy is starting to improve, but it is still weak,” said Celia Chen, a housing economist for Moody’s Economy- .Com. “The fact that the economy is improving is positive, but it’s not improving very quickly. So demand for homes will remain weak.

But if his job prospects seem bleak, he should find a good real estate broker to list his home as a short sale. If he prices the home aggressively, he may find a buyer. Once he does, he will need to see if his lender is willing to accept the amount offered by this buyer to allow the sale to continue.

I’ve used both large slabs of granite for countertops and the granite tiles you’re looking at as a substitute material. The actual granite in the two products, assuming they come from the same quarry, are identical in durability, look and performance..

The process has proved frustrating: The Glicks, who live in Dana Point and want to buy in Laguna Niguel, have lost out to other bidders all three times. And now, rising mortgage rates have left Victoria feeling less sure that they will find the ideal tradeup from the 850-square-foot cottage where they live with their 9-year-old daughter, Sarah.

Our mortgage broker had secured for us what we thought was a good rate, and so we leaped into the bottomless pit that is home buying paperwork.

Unique open-beamed construction in all three bedrooms and living areas. The kitchen and both bathrooms have been completely remodeled with quality fixtures, cabinets, and finishes. The kitchen, dining room, family room, and living room connect and combine to create a spacious great-room.

Abrams Coastal Properties 315 Marine Avenue Balboa Island, CA 92662 Office: 949.675.4822 www.AbramsCoastalProperties.com.

Caliber Funding LLC, NMLS# 80636; Licensed by The Department of Corporations under the California Residential Mortgage Lending Act..

At Ricci Realty’s October meeting agents gathered to decide what worth while charity should benefit from their annual food drive. Mary Ann Grainger, a long term Ricci Realty agent, suggested the Project Hope School in the city of Orange.

Best Wishes for a Happy Holiday Season & Prosperous New Year..

Shady Canyon | $2,499,000 14VernalSpring.com Backstrom 949.677.7108.

Leslie 949.874.6201 1809Seadrift.com $4,995,000 | Irvine Terrace.

for this stunning beachfront estate. Sitting on two beachfront lots is this one of a kind, stunning, custom Cape Cod-style oceanfront estate.

Offering unlimited, panoramic whitewater views of the San Clemente Pier, Catalina Island and Dana Point Harbor. Enjoy an evening listening to the sounds of the surf on your beach front patio, complete with firepit or a beach blanket picnic on your own private beach directly in front of your home.

we deliver your home to the world every day.

Dana Point 33372-B Chula Vista $3,295 Lease Sat/Sun By Appointment The Carmichael Group 714.751.2181.

Newport Beach 26 Vienna $830,000 Sun 12-4PM Mina Maghami 949.874.4020.

V NEWPORT BEACH.

NEWPORT BEACH.

OPEN SUN 12-4 IV.

OPEN SUN 12-4 II.

This four bedroom, three bath, more than 2,500 square foor home is llocated on a quiet cul-de-sac in the highly desirable gated community of Tesoro Villas. A covered front porch leads to a stunning entry with gorgeous wood and wrought iron custom staircase.

lavish amenities. Located on the top floor of the Channel Reef complex, this completely renovated penthouse condo offers panoramic views of the ocean and Newport Harbor from almost every room and several spacious patios. Marble-tiled floors in the entranceway, kitchen and living room create a luxurious atmosphere for this home.

New Listing for the first of the year...Currently not in MLS.Panoramic Ocean, Catalina and Laguna City views. Three bedrooms and den home in Temple HIlls, two story with over 3,000 square feet of beautiful living space. Huge living, dining and entertainment areas.

Gorgeous in every way, crisp and clean with lots of custom features. Three bedrooms and bonus room, family room with guest kitchen and a separate entry. Beautiful wood floors vaulted ceilings, sun room and porch. Don’t forget the large pool and steps to the sand at Crescent Bay.

Highly desirable location on a quiet street steps to the bay, boat launch and ocean. 3,300 SF. Fully furnished. $7,250/mo Photo Tour at www.208Tustin.info.

Incredible view from Catalina to downtown LA to the snow capped mountains on the east...and at night, a trillion lights. Indoor/outdoor living at it’s finest in this 3 bedroom, 3.5 bath Tuscan beauty in the prestigious guard-gated community of Ocean Heights.

Inspired by the flavors and cultural ambiance of the Mediterranean, this celebrated Ocean Heights villa – a Perazul plan three by Taylor Woodrow – affords the luxury and comforts of resort living, stepped within the prestige of Newport Coast.

Los Angeles 510 S Hewitt Street #156.

Los Angeles 510 S Hewitt Street #443.

22852 Seaway, Laguna Niguel $3,950,000.

31732 Isle Vista, Laguna Niguel $4,375,000.

11 Gavina, Monarch Beach. $2,999,000.

EUROPEAN ELEGANCE ON 3.5 ACRES.

Wishing you good news.

When you call Bank of America, you can rest assured that our top priority is providing personal service so you can make well-informed home financing decisions. With our commitment to responsible lending, we help qualified homebuyers become satisfied and successful homeowners.

(494513) CALL (800) 258-7630 II. NEWPORT BEACH $1,499,900 Tremendous single level 3 bedroom, 2.5 bathroom home with grand living and dining rooms. Completely remodeled with sitting area overlooking expansive greenbelt. $1,499,900 (494514) CALL (714) 557-0771 III.