 BANK-OWNED GEM! RANCHO SANTA MARGARITA $399,900 3BR, 2.5BA, wood floors, cathedral ceilings, formal living & family room w/FP, master w/vaulted ceiling & walk-in closet, spacious backyard w/ patio cover & direct-access, 2-car garage! (515781) CALL (800) 387-1455
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