Exceeding Expectations...
BRIAN KERANEN 714.655.0191
NATE KUCHERA 949.633.6464
MINA AZARIANI 949.228.6462
DAVID BEHM 949.201.8266
TIM CHRISTENSEN 714.803.2433
MELISSA PEARCE 949.378.4120
LU NGUYEN 949.999.7939
BENY RABUCHIN 310.488.3200
DIANE UEHLINGER 213.422.4734
TIM SIBLEY 949.874.0374
DAVID FRANK 949.374.0421
30 YEAR FIXED, NO POINTS, 4.250% (4.280% APR) $1,500,000 New Payments: 1-360 $7379
7/1 ARM, NO POINTS, 3.250% (3.286% APR) $1,500,000 New Payments: 1-84 $6528 85-360 $6528
As an FDIC insured National Bank, Bank of Manhattan has access to a significant amount of capital over what traditional warehouse line funded mortgage companies have available. With an experienced mortgage management team, they understand what it takes for loan officers to be successful by setting high service standards, competitive pricing and offering alternatives in addition to the commoditized mortgages of the big banks. Local presence ensures our clients will have peace of mind in knowing their loan officers have personal relationships with their Bank of Manhattan underwriting, processing, and closing team – ensuring a seamless mortgage experience.
TODD GODFREY, VP, Branch Manager 949.939.1717 | www.bankofmanhattan.com 26 Corporate Plaza Drive, Suite 180 Newport Beach, CA 92660 BOM is an equal opportunityemployer; forconfidential consideration foremployment please send your resume to tgodfrey@bankofmanhattan.com
Cannot combine with any other specials. Payment examples do not include taxes and insurance premiums; actual payment amount will be greater. Example #1 assumes a PURCHASE loan of $1,500,000 loan amount financed at the rate, APR, and term noted above at maximum 70% loan-to-value, 40% DTI, with a 740 FICO score and 1 year prepayment penalty may apply. Example #2 assumes a30% down payment on a30-year PURCHASE loan of $1,500,000; 7-year Adjustable-Rate at 3.250% (rate) and 70% loan-to-value (LTV), 38% DTI, with a760 FICO score; first initial payment is $6528 with no points due at closing, the Annual Percentage rate (APR) is 3.286%. after the initial 7years, the principal and interest payment is $6528. The fully indexed rate of 2.875% is in effect for the remaining 23 years and can change once every year for the remaining life of the loan. Rate is variable and subject to change after 7years. Rates and Annual Percentage Rates (APR )stated above are as of 4/28/14. Terms may vary,conditions and restrictions apply.Actual rate for the loan is determined at the time of rate lock based upon program and terms requested. Rates and terms are subject to change without notice. NMLS #40122 2014 Bank of Manhattan, N.A.
