FROM CONSTRUCTION TO RENOVATION,

WE HAVE YOU COVERED

ONE TIME CLOSE CONSTRUCTION LOAN

There’s a lot to juggle when building or renovating a home. That’s why we make the entire financing process easy every step of the way. 1

• Interest only payments 2 during construction and fully amortizing loan after construction is completed

• 5/1, 7/1 and 10/1 ARMs from $250K into the millions

• Financing new construction, tear down and rebuild or existing home renovation 3

Brad Martin 949.629.2554 brad.martin@everbank.com NMLS ID: 260513

Joe McGreevy 714.396.1619 joe.mcgreevy@everbank.com NMLS ID: 66072

Brian Flood 949.813.5058 brian.flood@everbank.com NMLS ID: 322593

1. ForEverBank Preferred Portfolio loans only. Minimum $250,000 of improvementsrequired. Contractor and project review and approval required. AvailableonlyinAZ, CA,CO, CT, FL, MA, MD, NJ, VA.Contact us formoreinformation about this product.

2. During the Construction Phase, we will disburse the totalloan proceeds by making severaladvances, and youwill makemonthlypaymentsofinterestonlyonthe amount disbursed. During the Permanent Phase, your monthlypayment will increase because youmustpay back the principal in addition to the interest. Contact us formoredetails on this product, including the interestonlyfeature.

3. Not availableonall property types. Subject to credit and property approval. Rates, program terms, and conditions aresubject to change without notice. Not all productsare availableinall states and forall loan amounts. Other restrictions and limitations mayapply. The actual terms of the loan will depend upon the specific characteristicsofthe loan transaction, the applicant’s credit history,and other financial circumstances that mayapply.

15ERM0111. EverBank NMLS ID: 399805 ©2015 EverBank. All rightsreserved.