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Exceeding Expectations...

BRIAN KERANEN 714.655.0191

NATE KUCHERA 949.633.6464

MINA AZARIANI 949.228.6462

JON CURRIE 562.719.0786

TIM CHRISTENSEN 714.803.2433

DAVID FRANK 949.374.0421

MELISSA PEARCE 949.378.4120

LU NGUYEN 949.999.7939

BENY RABUCHIN 310.488.3200

DIANE UEHLINGER 213.422.4734

TIM SIBLEY 949.874.0374

JON SHIMAZAKI 949.233.9108

CHRIS ROGALLA 714.609.9778

JOHN MENGES 949.291.5360

INTRODUCING OUR NEW 6/1 ARM

R QUALIFY AT NOTE RATE R RATES IN THE LOW 3’s R LONGER FIXED PERIOD ARM THAN THE TRADITIONAL 5 YEAR FIXED RATES

Our new 6/1 ARM giving you an extra year of fixed period versus the traditional 5 Year Fixed ARM Programs.

Qualify at rates in the low 3’s at the note rate versus traditional 5 Year programs of note rate plus 2%.

TODD GODFREY, VP, Branch Manager 949.939.1717 26 Corporate Plaza Drive, Suite 180 Newport Beach, CA 92660

MISTY LAPHAM, VP, Senior Loan Officer 562.719.0780 16400 Pacific Coast Highway,Suite 215 Huntington Beach, CA 92649

www.bankofmanhattan.com

*Restrictions apply.Certain limitations, conditions, and fees may apply.Rates, terms, conditions and availability are subject to change or withdrawal at any time and without notice. Please contact your Loan Officer for additional details and requirements. Other loan products are available through Bank of Manhattan. ©2014 Bank of Manhattan, N.A, NMLS #401422