F L O O D I N S U R A N C E AT F O R E F R O N T O F H O M E O W N E R S ’ M I N D S
El Niño-driven storms, FEMA message boosts policy sales
“If there’s a volume of rain
that’s just relentless, no one
really knows if they’re safe.”
– TIM WEIDENKELLER
Farmers Insurance agent
The El Niño-driven storms that swept across Southern California
this month have putinsurance at theforefront of the mind of many
a homeowner. And months before driving rains and strong winds
gave the region its first real winter feel in more than four years,
the federal government was driving home its message about flood
insurance. The Federal Emergency Management Agency in the
fall began alerting Californians through a media blitz that homeowners
insurance doesn’t typically provide coverage for flooding.
2622 Denmead St., Lakewood: This three-bedroom, one-bath home at 2622 Denmead St. in Lakewood is listed for $489,900. The 1,225-square-foot home features an open floor plan with abreakfast bar, updated kitchen, alaundry room and a private backyard with fruit trees. It would qualify for preferred flood insurance, and at $430 a year that could be much less expensive than replacing the hardwood floor.