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{ Buyer’s Feature }

F L O O D I N S U R A N C E AT F O R E F R O N T O F H O M E O W N E R S ’ M I N D S

El Niño-driven storms, FEMA message boosts policy sales

“If there’s a volume of rain

that’s just relentless, no one

really knows if they’re safe.”

– TIM WEIDENKELLER

Farmers Insurance agent

The El Niño-driven storms that swept across Southern California

this month have putinsurance at theforefront of the mind of many

a homeowner. And months before driving rains and strong winds

gave the region its first real winter feel in more than four years,

the federal government was driving home its message about flood

insurance. The Federal Emergency Management Agency in the

fall began alerting Californians through a media blitz that homeowners

insurance doesn’t typically provide coverage for flooding.

2622 Denmead St., Lakewood: This three-bedroom, one-bath home at 2622 Denmead St. in Lakewood is listed for $489,900. The 1,225-square-foot home features an open floor plan with abreakfast bar, updated kitchen, alaundry room and a private backyard with fruit trees. It would qualify for preferred flood insurance, and at $430 a year that could be much less expensive than replacing the hardwood floor.